55104 ZIP Code — Saint Paul, MN
Ramsey County, Minnesota
ZIP code 55104 is located in Saint Paul, Minnesota, within Ramsey County. It covers approximately 6.04 square miles and serves a population of 44,498 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 651.
About ZIP code 55104
The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $277,300. Owner-occupancy sits near the national average at 54%.
The gap between median ($70,280) and mean household income suggests income inequality — a small number of higher earners pull the average up.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average.
Educational attainment is high — 51% of residents hold a bachelor's degree or higher, well above the national average of 33%.
44,498
population
6.04
sq mi land
Standard
ZIP type
Central (CT)
timezone
55104 ZIP code map
Cities in ZIP code 55104
Below are the cities the US Postal Service accepts for ZIP code 55104. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Saint Paul | Preferred |
Nearby ZIP codes
55105 Saint Paul (1.5 mi)
55114 Saint Paul (1.6 mi)
55108 Saint Paul (1.9 mi)
55103 Saint Paul (2.2 mi)
55406 Minneapolis (2.9 mi)
55116 Saint Paul (2.9 mi)
55102 Saint Paul (2.9 mi)
55414 Minneapolis (3.6 mi)
55145 Saint Paul (3.7 mi)
55155 Saint Paul (3.7 mi)
55146 Saint Paul (3.7 mi)
55133 Saint Paul (3.7 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 44,498 |
| Population density | 7,367 / sq mi |
| State FIPS | 27 |
| County FIPS | 123 |
| Geography | |
|---|---|
| Land area | 6.04 sq mi |
| Water area | 0.12 sq mi |
| Latitude | 44.9530 |
| Longitude | -93.1670 |
| Timezone | Central (CT) |
| Area code | 651 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 39.7% | 36.7% | 33.6% |
| $50k – $100k | 31.3% | 30.6% | 31.5% |
| $100k – $200k | 22.6% | 24.8% | 26.5% |
| Over $200k | 6.4% | 7.9% | 8.5% |
Demographics & statistics
44,498
Population
7,367
People per sq mi
33.0
Median age
$70,280
Median household income
$40,810
Per capita income
$277,300
Median home value
$1,065
Median monthly rent
53.7%
Home ownership
15.7%
Poverty rate
5.4%
Unemployment
11,535
Housing units
50.9%
Bachelor's or higher
Age distribution
Male
Female
1,293
Under 5
1,346
1,091
5–9
1,136
1,276
10–14
1,327
1,400
15–19
1,456
2,590
20–24
2,695
4,016
25–34
4,179
3,156
35–44
3,285
2,417
45–54
2,516
1,133
55–59
1,180
991
60–64
1,032
1,778
65–74
1,850
454
75–84
473
210
85+
218
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 8,755 | 19.7% |
| 18 and over | 35,743 | 80.3% |
| 65 and over | 4,983 | 11.2% |
| Median age | 33.0 years | |
Race & ethnicity
White
62.2%
Black or African American
16.3%
Two or more races
7.6%
Asian
6.1%
Hispanic or Latino
4.6%
Other race
2.5%
American Indian / Alaska Native
0.6%
| Group | Count | % |
|---|---|---|
| White | 29,031 | 62.2% |
| Black or African American | 7,594 | 16.3% |
| Two or more races | 3,535 | 7.6% |
| Asian | 2,860 | 6.1% |
| Hispanic or Latino | 2,170 | 4.6% |
| Other race | 1,173 | 2.5% |
| American Indian / Alaska Native | 301 | 0.6% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 39.7% | 36.7% | 33.6% |
| $50k – $100k | 31.3% | 30.6% | 31.5% |
| $100k – $200k | 22.6% | 24.8% | 26.5% |
| Over $200k | 6.4% | 7.9% | 8.5% |
Under $10k
6.2%
$10k–$15k
5.5%
$15k–$25k
5.8%
$25k–$35k
7.5%
$35k–$50k
10.1%
$50k–$75k
17.7%
$75k–$100k
12.3%
$100k–$150k
16.0%
$150k–$200k
9.4%
$200k+
9.6%
| Range | % of households |
|---|---|
| Under $10k | 6.2% |
| $10k–$15k | 5.5% |
| $15k–$25k | 5.8% |
| $25k–$35k | 7.5% |
| $35k–$50k | 10.1% |
| $50k–$75k | 17.7% |
| $75k–$100k | 12.3% |
| $100k–$150k | 16.0% |
| $150k–$200k | 9.4% |
| $200k+ | 9.6% |
| Median income | $70,280 |
Housing
Home values
Under $50k
1.7%
$50k–$100k
1.1%
$100k–$150k
4.2%
$150k–$200k
10.2%
$200k–$300k
41.8%
$300k–$500k
28.4%
$500k–$1M
11.3%
$1M+
1.3%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $277,300 |
| Median rent / month | $1,065 |
| Owner occupied | 53.7% |
| Renter occupied | 46.3% |
| Vacant | 8.3% |
| Single-family detached | 51.9% |
| Large apartment buildings | 12.9% |
| Mobile homes | 0.2% |
| Median rooms | 5.4 |
| Avg household size (owned) | 2.59 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.2% |
| 2010–2019 | 5.5% |
| 2000–2009 | 2.2% |
| 1990–1999 | 1.9% |
| 1980–1989 | 3.0% |
| 1970–1979 | 4.6% |
| 1960–1969 | 6.4% |
| 1950–1959 | 8.9% |
| 1940–1949 | 5.9% |
| 1939 or earlier | 61.5% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 5.9% |
| 1 bedroom | 22.0% |
| 2 bedrooms | 24.4% |
| 3 bedrooms | 27.2% |
| 4 bedrooms | 16.0% |
| 5+ bedrooms | 4.6% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 12.8% |
| 1 vehicle | 42.1% |
| 2 vehicles | 32.3% |
| 3 or more | 12.8% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 78.6% |
| Electricity | 17.4% |
| Propane / LP gas | 1.5% |
| Fuel oil | 0.2% |
| Wood | 0.2% |
| No fuel used | 1.5% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 5,830 | 31.7% |
| Cohabiting couple | 1,559 | 8.5% |
| Male householder, no spouse | 4,846 | 26.3% |
| Female householder, no spouse | 6,157 | 33.5% |
| Households with children under 18 | 4,628 | 25.2% |
| Households with seniors (65+) | 3,673 | 20.0% |
| Average household size | 2.31 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 54.1% | 47.6% |
| Married | 34.3% | 33.2% |
| Separated | 1.1% | 1.2% |
| Widowed | 1.2% | 5.9% |
| Divorced | 9.3% | 12.1% |
Education
Less than 9th grade
3.7%
Some HS, no diploma
3.0%
HS graduate
18.5%
Some college, no degree
15.8%
Associate's degree
8.1%
Bachelor's degree
28.4%
Graduate / professional
22.5%
| Metric | % |
|---|---|
| HS diploma or higher | 93.3% |
| Bachelor's or higher | 50.9% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 641 | 5.2% |
| Kindergarten | 423 | 3.4% |
| Elementary school | 3,620 | 29.3% |
| High school | 1,733 | 14.0% |
| College / grad school | 5,955 | 48.1% |
Employment
Industry of employment
Education & healthcare
29.0%
Professional & management
11.9%
Retail trade
10.7%
Arts, food & hospitality
9.8%
Manufacturing
8.3%
Finance & real estate
7.0%
Other services
5.8%
Public administration
4.9%
Construction
4.6%
Transportation & utilities
4.4%
Information
1.6%
Wholesale trade
1.4%
Agriculture & mining
0.5%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 49.9% |
| Service | 16.0% |
| Sales & office | 18.4% |
| Natural resources & construction | 4.9% |
| Production & transportation | 10.7% |
Employment type
| Type | % |
|---|---|
| Private sector | 79.2% |
| Government | 15.7% |
| Self-employed | 5.1% |
| Unpaid family workers | 0.1% |
Commute
| Method | % |
|---|---|
| Drive alone | 58.6% |
| Carpool | 6.7% |
| Public transit | 11.2% |
| Walk | 4.7% |
| Work from home | 16.7% |
| Other means | 2.2% |
| Avg commute (minutes) | 22.4 |
Poverty
All people
15.7%
Under 18 years
15.8%
18 and over
15.7%
Married-couple families
1.8%
Female-led households
30.9%
Income support
| Source | % of households |
|---|---|
| Social Security | 20.8% |
| Retirement income | 15.6% |
| Supplemental Security | 5.0% |
| Cash public assistance | 5.7% |
| Food stamps / SNAP | 13.3% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 31.5% |
| High blood pressure | 25.2% |
| High cholesterol | 23.1% |
| Diabetes | 8.0% |
| Heart disease | 4.0% |
| Stroke | 2.3% |
| Asthma | 9.3% |
| Arthritis | 17.1% |
| Kidney disease | 2.2% |
| Pulmonary disease | 3.9% |
| Cancer | 4.5% |
| Behavior / access | % |
|---|---|
| Smoking | 15.2% |
| Binge drinking | 19.6% |
| No physical activity | 18.4% |
| Less than 7 hrs sleep | 28.5% |
| Depression | 23.8% |
| Fair or poor health | 11.1% |
| Poor mental health | 14.9% |
| Poor physical health | 7.9% |
| No health insurance | 11.3% |
| Visited doctor (checkup) | 68.9% |
| Visited dentist | 66.3% |
| Cholesterol screening | 86.0% |
| Teeth loss | 10.3% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,618 | 4.5% |
| Disability | % |
|---|---|
| Any disability | 11.7% |
| Under 18 | 4.0% |
| 18–64 years | 11.5% |
| 65 and over | 27.8% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 71.8% |
| Public insurance | 30.6% |
| No insurance | 6.4% |
| Uninsured under 19 | 4.6% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 41,859 | 94.1% |
| Spanish | 2,582 | 6.2% |
| Other Indo-European | 349 | 0.8% |
| Asian & Pacific Islander | 42 | 0.1% |
| Other languages | 832 | 2.0% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 39,629 | 89.1% |
| Born in same state | 39,278 | 88.3% |
| Born in different state | 25,561 | 57.4% |
| Foreign born | 351 | 0.8% |
| Naturalized citizen | 4,869 | 10.9% |
| Not a US citizen | 3,467 | 71.2% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| Italian | 5,424 | 12.2% |
| Polish | 3,756 | 8.4% |
| French | 3,047 | 6.8% |
| Arab | 640 | 1.4% |
| English | 558 | 1.3% |
| Ancestry | Count | % |
|---|---|---|
| German | 538 | 1.2% |
| Dutch | 390 | 0.9% |
| Irish | 137 | 0.3% |
| Norwegian | 132 | 0.3% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 41.3% |
| Internet access | 95.5% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 55104
What city is ZIP code 55104 in?
ZIP code 55104 is primarily assigned to Saint Paul, Minnesota.
What county is ZIP code 55104 in?
ZIP code 55104 falls within Ramsey County, Minnesota.
How educated is the population of ZIP code 55104?
51% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
What is the poverty rate in ZIP code 55104?
16% of residents in ZIP code 55104 live below the poverty line, above the national average.
What is the population of ZIP code 55104?
ZIP code 55104 has an estimated population of 44,498 residents, with a density of 7,373 people per square mile.
What is the typical home value in ZIP code 55104?
The median home value in ZIP code 55104 is $277,300.
What timezone is ZIP code 55104 in?
ZIP code 55104 observes the CST timezone.